Making a positive change by helping keep power affordable

Enhancing your home’s energy savings could help you save cash on your bills for a long time in the future. Upgrades, like setting up brand new windows, sealing leaky ducts or upgrading to an efficient heating and coolant system, will make a positive change in your home’s power consumption as well as your general convenience.

REEL is just a scheduled system manufactured by hawaii of Ca to aid residents fund power improvements. If for example the house and project meet with the skills below, a Residential Energy effectiveness Loan (REEL) from First U.S. could be the fit that is right your preferences.

Note: REEL funding will not protect projects that are solar.


  • 70% associated with loan needs to be qualified to receive Energy savings Measures (EEEMs) approved by their state of Ca, such as for instance cooling and heating, insulation, atmosphere sealing, lighting or pane that is dual. Some measures should be set up and also other measures. See exactly what’s eligible
  • The rest of the 30% associated with the loan can fund other house improvements, such as for instance gardening, artwork, water effectiveness, or energy that is electric measures if the electricity provider just isn’t given below.
  • Your contractor needs to be detailed as a REEL Participating Contractor at the time of the project begin date. In case the favored specialist just isn’t detailed, pose a question to your specialist to consult with to learn how exactly to register being a REEL certified Contractor.
  • Improvements are built to a single-family house, townhome, condo, duplex, triplex, fourplex or manufactured home. As much as 4 domestic devices (i.e., your main house, holiday home, investment home, etc.) could be renovated through the REEL system.
  • Home must get gasoline and/or services that are electric , Pacific petrol & Electric, north park petrol & Electrical, Southern Ca petrol, or Southern California Edison.

Concerning the Very First U.S. Residential Energy Efficiency Loan

  • Loan amounts from $2,500 as much as $50,000
  • Terms from 5 to fifteen years
  • Prices as little as 4.99per cent APR
  • Approval within twenty four hours
  • Provided to residents of 12 California counties and also to Federal workers throughout California

For more information from the REEL system, please check out

First U.S. doesn’t endorse or enable the product, solutions or contractors that are participating. Yearly portion Rate (APR) and program is susceptible to change or cancellation whenever you want.

Jennifer was incredibly expert, conscious, easy and friendly to work alongside. She explained most of the banks available solutions and services and products. She had been additionally extremely responded and attentive quickly to my e-mails. – Cynthia B., Watt

Personal and loans that are secured

We have a personal loan that can be customized for your needs whether you need funds for debt consolidation, the opportunity to take that once-in-a-lifetime vacation, education expenses and more.

Signature Loans

Select a lump amount or a standing personal credit line. A primary U.S. personal bank loan is various with comfortable access by ATM, check, on the internet and mobile phone Banking, or needless to say, in individual at any one of our branches.

Access your First U.S. credit line as a lesser price selection for overdraft security on the bank checking account.

Secured Personal Loans

Place your cost savings to your workplace for you by using your cost savings or certificate account as security on your own loan. Having a secured loan, you’ll save every single day with a few of y our loan rates that are lowest.

Computer Loans

Why spend high store that is retail whenever you buy the next computer? First U.S. will make a big change in a low-rate computer loan to your wallet which will help you be high-tech without having the higher level. Or fund any need with just about any security by having a title loan that is low-rate.

Quick Money

Break the mortgage period with Quick Cash – our new alternative loan that is payday.

Will you be stuck in a loan cycle that is payday? We could assist.

Borrow $300 from a payday lender. There is a cost, often 20% associated with loan quantity. So you write a check for $360 into the loan provider (the $300 you are borrowing, in addition to the 20% charge).

Then in 2 months, they cash your check – and also you’re done.

Or will you be? Many borrowers wind up rolling the loan over, and having to pay an extra $60. In only a month, lots of people wind up spending $120 to borrow $300. That is a 520% apr!

With this Quick advance loan, you’ll avoid most of these and save your self with:

  • No credit check
  • One, low $20 application cost
  • Terms in one to 3 months
  • Loans from $200 to $500
  • A competitive 28% short-term APR

Quick Cash additionally includes a copy of directly on the cash, a good literacy that is financial, with guidelines, tricks and greatest methods in terms of handling your cash.